Roadside Assistance: What Will Insurance Cover?

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Roadside Assistance: What Will Insurance Cover?

Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance. The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full. If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.


Tips To Prepare Your Car For Towing

Getting your car towed sounds like such a daunting task when you think about it. First, many reasons might require that your vehicle be towed. Maybe it has broken down and you'd like to get it to a mechanic to have it fixed. You could also want to transfer it to your new home once you have moved or using your RV to go on vacation. 

Other times, people tow their vehicles after they have been in an accident that left their car incapacitated. However, towing services are there to make sure that the process is easy on you, and you won't have to worry too much about what could go wrong. Here are a few tips to help make your tow truck service smoother. 

Disengaging Emergency and Parking Brakes 

Among the first things you should do when getting your car towed is to make sure your car's emergency brakes aren't active. This is because of the potential damage that might occur as a result of engaged parking brakes. 

Professionals from a reputable towing company will always strive to ensure such a thing doesn't happen to you. But it would play in your favor to make sure that everything is as it should be for towing. You could also make sure that the brake is deactivated if you have left your car someplace where the towing company will come to pick it up. 

Take Away Any Valuables 

When having your car towed, you should make sure that there are no valuables left in the vehicle. Valuable possessions might get damaged during transport or even lost altogether. Most of the towing services usually make it known that they aren't accountable for any possessions lost during towing. 

It's better to be safe than sorry, so you should start by removing all items of value to you. For those who have the insurance information in their cars, it would be a good idea to take it out for safekeeping. If your insurance provider doesn't have coverage for towing, they might recommend affordable towing services that you could use to your advantage. 

Assess Your Car's Condition

Before your car is towed, it's advisable to take pictures that document your vehicle's exact condition. It's particularly crucial if there are any scratches or structural imperfections on the frame of your car. 

This way, if you find that there's additional damage done to your vehicle, you have grounds for following it up with those involved. But if you happen to find a professional towing service, you need not worry about more damage to your vehicle.