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Roadside Assistance: What Will Insurance Cover?


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Roadside Assistance: What Will Insurance Cover?

Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance. The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full. If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.

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Keep Towing Services Cheap And Easy With These Tips

If your car breaks down while you are driving, the last thing you will want to do is pay too much for towing and delay your schedule more than necessary. Getting back on the road fast and stress-free is the main goal, which is why hiring the right towing company is critical. Before you potentially experience issues that force you to pull off to the side of the road be sure that you know who to call and hire for your service. A great few things to consider when hiring a tow company are the following:

Be Sure They Offer 24/7 Services:

If your car happens to break day during a late night ride and you have to call a tow company, you could potentially be spending more than you think if you hire a company that doesn't offer 24/7 service. Some companies will charge a hefty premium for services that are done after their normal business hours. By hiring a company that offers 24/7 service, you are likely to spend less on services, just be sure that you ask what the rates are before requesting their services. 

Hire A Company That Offers A Variety of Services:

When dealing with car problems, you want to be sure that you are back on the road as soon as possible. Well, if you are dealing with a flat, dead battery or have run out of fuel then why should you be forced to have your car towed when this can be fixed with a few minor services? Instead of hiring a company that only offers towing services be sure to seek a company that can provide you with other services as well, such as:

  • Fuel delivery.
  • Car tire installations and repairs.
  • Electrical jump starts.

These services will allow you to quickly get back on the road, so you can avoid delaying your day anymore.

See if They Have a Contract With Your Insurance Company:

Chances are, you could be paying a monthly fee for roadside assistance in your insurance policy. If you are, you are likely entitled to use towing services offered through your insurance company and this will allow you to receive tow services at very little to no cost. So, before you pick up the phone and call any random towing company, be sure that you contact your insurance company first so they can provide you with a list of towing companies they offer discounts and potentially free services with.

Taking advantage of tips like these will make your overall experience less time-consuming and less stressful. So, before you deal with potential car problems be sure to know in advance who you're going to call for services so you can avoid overpaying or receiving limited services.

To learn more, contact a towing company like Express Tow & Recovery