Roadside Assistance: What Will Insurance Cover?
Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance.
The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full.
If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.
As a vehicle owner, you are responsible for keeping your car in good driving condition. If it breaks down, gets in an accident, or otherwise experiences a driving challenge, you are tasked with taking care of the issue right away.
However, you also may have no mechanical skills, let alone the equipment and time, to handle vehicle emergencies if or when they arise. You can instead get them resolved quickly by calling a professional towing service for help.
Getting your car towed sounds like such a daunting task when you think about it. First, many reasons might require that your vehicle be towed. Maybe it has broken down and you'd like to get it to a mechanic to have it fixed. You could also want to transfer it to your new home once you have moved or using your RV to go on vacation.
Other times, people tow their vehicles after they have been in an accident that left their car incapacitated.