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Roadside Assistance: What Will Insurance Cover?


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Roadside Assistance: What Will Insurance Cover?

Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance. The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full. If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.

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Saving Yourself Driving Worries By Using Professional Towing Services

As a vehicle owner, you are responsible for keeping your car in good driving condition. If it breaks down, gets in an accident, or otherwise experiences a driving challenge, you are tasked with taking care of the issue right away. 

However, you also may have no mechanical skills, let alone the equipment and time, to handle vehicle emergencies if or when they arise. You can instead get them resolved quickly by calling a professional towing service for help.

Jumping a Dead Battery

One of the most common driving emergencies that drivers face involves having a dead battery in their cars. When your car's battery dies, you may have no way of jumping it and bringing it back to life. You cannot start your car and drive it to the mechanic's shop or back home.

Instead of expecting a random stranger to help you, you can call a towing company for help. The tow truck driver that is dispatched to help you will either have a jump start kit in their truck. If they do not have a kit, the driver may simply jump-start your battery off of their truck's battery.

You can get your car started quickly and get it to the shop or home where you can have the battery replaced. You avoid having to leave your car stranded or allowing the police to tow and impound it for you.

Lockout Services

You also can call a towing service if or when you get locked out of your own vehicle. You may lose the key fob to your car, for example. You also may break off the key or lock the keys in your car, preventing you from being able to get back into it.

The towing service that you call can dispatch a driver to unlock your door for you. The driver will use a lockout kit to jimmy the lock and get it back open. You avoid having to break a window or use a coat hanger to manipulate the door lock open from the outside.

Finally, towing services can rescue you if you slide off a ditch or get into an accident. The tow driver can winch out or tow your wedged or disabled vehicle to safety.

Towing companies provide critical services to drivers. They assist with jump-starting dead batteries, unlocking doors, and towing or winching disabled cars.

Contact a local emergency towing service to learn more.