Roadside Assistance: What Will Insurance Cover?

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Roadside Assistance: What Will Insurance Cover?

Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance. The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full. If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.

Times In Which You Might Need Heavy Duty Towing

It is important to know whether you actually need a heavy-duty towing service when you wreck, break down on the side of the road, or need a non-working motor vehicle transported somewhere. If you actually need heavy-duty vehicle towing and you do not specify this on the phone when calling for assistance, the tow company might send a different tow truck. The driver would have wasted time and would have to drive back to their shop and come back with a heavy-duty truck. To help you have a better understanding of whether you need a heavy-duty tow truck, you will want to check out the following:

Your Vehicle Is Badly Mangled 

If your vehicle has been severely damaged in an accident, where it is twisted, bent, or the wheels have snapped off, you will want to call for heavy-duty towing. The vehicle will not be able to be pulled onto a standard, smaller tow truck without there being a lot of issues. Also, there is the chance that part of the vehicle would end up sticking out over the side of the smaller tow truck. A heavy-duty tow truck is needed for this type of situation, even if your vehicle is a small one.

You Have An RV That Needs To Be Towed

Even if your RV is a little on the smaller side compared to the others out there on the road, it is still going to need a heavy-duty tow truck to get it from point A to point B. Not only is the RV going to be longer than a standard vehicle, but it is going to weigh a lot more. This means it will take more power to pull the RV onto a flatbed tow truck or to even just tow it behind the truck.

A Classic Or Otherwise Prized Vehicle

If you have a classic vehicle that needs to be towed, you might want to call for heavy-duty towing. Sure, it might be small and it might not weigh any different than a lot of other vehicles on the road. However, you want to make sure that your classic vehicle is well protected. The heavy-duty tow truck offers more room on their flatbeds so you will not have to worry about your vehicle becoming damaged any further.

Make sure that you are immediately asking the tow company if they have heavy-duty tow trucks available when you call them. For additional information, contact a heavy-duty towing service in your area such as Jensen Towing.