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Roadside Assistance: What Will Insurance Cover?


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Roadside Assistance: What Will Insurance Cover?

Until an incident six months ago, I mainly considered my car insurance to be something I would use if an accident occurred. After being stranded at work with a car that wouldn't start, I learned there was more to my plan than that. There is a whole section that has to do with roadside assistance. The guy driving the tow truck asked if my insurance covered emergency calls and I said I didn't know. He asked me the name of the company and then called his boss. After a quick word with my provider, he found out that I was covered in full. If you are not sure if your car insurance covers roadside assistance, let me tell you how to find out. After going over specific clauses in the contract, I'm betting you are covered for everything from a flat tire to a dead battery.

When to Call Recovery Services for Your Car

As a car owner, there may come a time when you find yourself in need of recovery services for your vehicle. Whether you've broken down on the side of the road, been involved in an accident, or simply need assistance getting your car to a repair shop, knowing when to call for help is crucial. 

Breakdowns

One of the most common reasons to call for recovery services is when your car breaks down unexpectedly. Whether it's due to mechanical issues, running out of gas, or a flat tire, being stranded on the side of the road can be stressful and dangerous. In these situations, it's important to call for assistance right away. Recovery services can send a tow truck to transport your vehicle to a nearby repair shop or service station, allowing you to get the help you need quickly and safely.

Accidents

If you've been involved in a car accident, calling recovery services should be one of your first priorities. Even if your vehicle is still drivable, it's important to have it checked out by a professional to ensure that there are no hidden damages that could pose a safety risk later on. Recovery services can also assist with towing your car from the scene of the accident if it's not safe to drive or if it needs immediate repairs.

Stuck in a Ditch or Off-Road

If you find yourself stuck in a ditch or off-road due to poor weather conditions or rough terrain, attempting to get your vehicle out on your own can be risky and damaging. In these situations, it's best to call recovery services, which have specialized equipment and expertise in handling off-road recoveries. They can safely extract your vehicle from its predicament without causing further damage.

Dead Battery

Another common reason people call for recovery services is when their car battery dies unexpectedly. While jump-starting a dead battery is relatively simple, some situations may require more advanced tools or techniques that only professionals have access to. Calling recovery services ensures that your battery is properly diagnosed and either jump-started or replaced as needed.

Out of Fuel

Running out of gas may seem like an embarrassing situation, but it happens more often than you think. If you find yourself stranded with an empty tank, calling recovery services can save you time and hassle by delivering fuel directly to your location so you can get back on the road without having to walk to the nearest gas station.

Learn more from a business near you like Interstate 70 Towing & Recovery.